1st National Bank of Scotia
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3013 NY-50
Saratoga Springs, NY 12866 - 518-587-1611
Hours
Chamber Rating
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Cherie tucker
I've been with 1st National Bank of Scotia for well over 30 yrs. I wouldn't continue to do business with them if they didn't suit my needs.
Feb 10th, 2024 -
helen mosher
I have had a checking account with 1st National since 1987. I love this Bank, I love the people!
Dec 18th, 2023 -
Ray Chabotte
Personal service that makes banking a pleasure
Dec 24th, 2019 -
Terri M
Awful experience with my car loan. Do NOT do business with this bank. I took out a car loan and put my payments on auto-pay. They took double payments out for about 6 MONTHS before I realized. They agreed to refund most of the extra payments and gave me the credit for the excess payments but told me the incorrect date to begin regular payments again. Because of this, I ended up with 2 "late payments" to no fault of my own. They even charged me over $140 in late fees for their mistake. I was told those late fees would be removed if I paid the loan off on time. I paid off the loan on time and in full, account was closed, and when i called to get the fees removed I was given no help. Meanwhile, the payments were figured out and caught up immediately and they still reported the "missed payments" on my credit report. After the initial loan was paid off, they began reporting the BOGUS late fees on my credit. So just to get rid of these people I paid the late fees off too. I received the lien release in the mail a few weeks later (about 2 months ago). As of yesterday, my credit report now has a new "late payment" report from 1st National Bank even though my loan AND BOGUS late fees have been COMPLETELY paid off and my lien release was sent to me. I wouldn't have received a lien release if they were not. 1st National only instructed me "to dispute it through the credit bureau" and would not help me over the phone. I wanted to speak to someone who could get to the bottom of why this is still happening and nobody would help me and instead, hung up on me. I have disputed this nonsense to my credit bureau and will now warn people to NEVER USE THIS BANK.
Dec 15th, 2019 -
Azure Knight
Apr 23rd, 2019
Contact Info
- 518-587-1611
Questions & Answers
Q What is the phone number for 1st National Bank of Scotia?
A The phone number for 1st National Bank of Scotia is: 518-587-1611.
Q Where is 1st National Bank of Scotia located?
A 1st National Bank of Scotia is located at 3013 NY-50, Saratoga Springs, NY 12866
Q What days are 1st National Bank of Scotia open?
A 1st National Bank of Scotia is open:
Saturday: 9:00 AM - 12:00 PM
Sunday: Closed
Monday: 9:00 AM - 5:00 PM
Tuesday: 9:00 AM - 5:00 PM
Wednesday: 9:00 AM - 5:00 PM
Thursday: 9:00 AM - 5:00 PM
Friday: 9:00 AM - 5:00 PM
Q How is 1st National Bank of Scotia rated?
A 1st National Bank of Scotia has a 3.7 Star Rating from 6 reviewers.
Hours
Related Categories
Ratings and Reviews
1st National Bank of Scotia
Overall Rating
Overall Rating
( 6 Reviews )Cherie tucker on Google
I've been with 1st National Bank of Scotia for well over 30 yrs. I wouldn't continue to do business with them if they didn't suit my needs.
helen mosher on Google
I have had a checking account with 1st National since 1987. I love this Bank, I love the people!
Ray Chabotte on Google
Personal service that makes banking a pleasure
Terri M on Google
Awful experience with my car loan. Do NOT do business with this bank. I took out a car loan and put my payments on auto-pay. They took double payments out for about 6 MONTHS before I realized. They agreed to refund most of the extra payments and gave me the credit for the excess payments but told me the incorrect date to begin regular payments again. Because of this, I ended up with 2 "late payments" to no fault of my own. They even charged me over $140 in late fees for their mistake. I was told those late fees would be removed if I paid the loan off on time. I paid off the loan on time and in full, account was closed, and when i called to get the fees removed I was given no help. Meanwhile, the payments were figured out and caught up immediately and they still reported the "missed payments" on my credit report. After the initial loan was paid off, they began reporting the BOGUS late fees on my credit. So just to get rid of these people I paid the late fees off too. I received the lien release in the mail a few weeks later (about 2 months ago). As of yesterday, my credit report now has a new "late payment" report from 1st National Bank even though my loan AND BOGUS late fees have been COMPLETELY paid off and my lien release was sent to me. I wouldn't have received a lien release if they were not. 1st National only instructed me "to dispute it through the credit bureau" and would not help me over the phone. I wanted to speak to someone who could get to the bottom of why this is still happening and nobody would help me and instead, hung up on me. I have disputed this nonsense to my credit bureau and will now warn people to NEVER USE THIS BANK.
Azure Knight on Google
Overall Rating
Overall Rating
( 6 Reviews )Write a Review
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