Capital Mortgage Advisors, LLC

If there was a rating higher than Great I would have done that for sure. This was not my first home purchase but is was the EASIEST AND STRESS FREE ONE. Damon was kind, patient, understanding of all I had going on and went out of his way to make sure I was stress free.
Jun 24th, 2023

Ours was a refinance loan application and Andy was our loan officer. Andy was very patient, thorough and helpful in answering all our questions. He is quick, efficient and likes the close the deal ASAP. We did not encounter any problems while working with Andy. Highly recommend him.
Oct 27th, 2020

We just refinanced to a 15-yr mortgage.  After keying our data into a couple of the big loan search engines, our phone rang off the hook for days.  I nearly went with a firm in CA and had gone as far as having them FedEx the papers to me.  Then Andy Geismar from Capital Mortgage called.  I literally almost hung up on him and told him I'd already decided.  Fortunately, Andy was very persistent and insisted he could save us closing cost money if I'd let him compete for our business....I finally agreed.I'm glad I did!  Some people may shy away from mortgage brokers in favor of going directly through their local bank to refinance.  That's a mistake.  Andy knows what he's doing and set us up with a lender who paid most of our closing costs in addition to getting us a 3% rate for 15 yrs.Everything was very fast.  We closed 7 business days after I got all the documentation to Andy...And 4 of those days we waited for a payoff statement from our equity line bank.  The closing attorney came to our home and we did the closing at our kitchen table.  Everything was very professional.Most of the phone calls you'll get from the Internet when you're refinancing will be people trying to take advantage of you.  They'll give you a low interest rate and then load you up on discount points and closing costs.  One of the "large" online mortgage companies was going to charge us nearly $6,000 in closing costs!  Andy got us the 3% rate we wanted and saved us nearly $2,500 in closing costs over the nearest competitor...That was certainly worth taking Andy's phone call instead of hanging up on him!  He's also local, which is more reassuring than dealing with someone in CA...
May 20th, 2015