Credit Line Express

I have used this company twice now. Once to get help us get our initial startup money and again more recently for working capital to fill orders. I seriously don't know what I would have done without them because we literally tried EVERY bank and credit union and were turned down for a gazillion different reasons. We didn't pay them a penny of their fee until AFTER they got us funding, both times, and one of the owners actually told me that they only take on clients that they know they can help. Anyway, this company is good people they get a thumbs up from me.
Feb 7th, 2020

If I can give lying Heather a zero star I would. Run from this person and her team. The girl works off lies to clients. My friends and I gave her the benefit of using her to build these friends businesses. She swore all kind of success stories. Some of my friends knew better and ran as fast as they heard her voice. I went to give her chance and it is one lie after another and quick not to let you talk. Heather will let you know she can make miracles here for you with her team. She tells you that she can get business credit for your company. Make you spend more money to create a company then give you one business card and rest are all personal credit. Then goes back to repitch you to spend $7500 to do business credit but she will get you a deal. There is no deal here other than another scam to take more of your money. She acts as though she gave you a discount for $4500 and it can be paid when the process is done in 6 months. Then after she goes off to play my husband against me and told him she is crediting the $1000 to business acct. I told my husband that was fine but the next day she wanted him to wire her the whole $3500 and she went to make more excuses to why she needed the $3500 now. Enough is enough and as least her lies are staying consistent. I went to address this on a text and told her to put it on the agreement like anything else and it will be paid when it was done. Which is a fair statement to make if you are not a scammer. Then after that she went dark and ignoring all my calls, texts and emails. This is why criminals goes dark when they are caught. Wow and zero common sense to risk your company is doing bad practice, get this horrible experience written up, red flag fraud committee because she cant do the right thing with her business. Now I am forced to let everyone know what bad practice she does and run away from all of them at Credit Line Express. The company also has another names so be ware. Again, my background is in lending and 10 points were already extreme to clients already. She gave false believe that the client can build this start up business with no issues.. Even insisted my friend goes and spend money opening an LLC which caused more money and she got one business credit card from it all and rest was her personal credit that she can go and apply directly to these banks and lenders. Now she make rules as she goes along. How do you go to double charge for building a business credit again when you are to do it right the first time when you took $7100 from the client already. So basically, she is charging you $4500 to see a video and you got to do this on your own. Well, it would be cheaper to go google or youtube video and save you alot of money to deal with liars. Eric will take your $400 and then doesnt get anything negative off when my client told him that was a real negative on her was correct. Then she tries to tell me at that time she charges 12-15 pts and I went to confronted her that she cant do this bait and switch as her agreement with my client was 10 pts from day one and with me getting 25% referral fee to 20% to $1000 to nothing. I had been in lending for 28 years and never had heard so many lies from one unprofessional company. I had tried to give Heather more business but didnt want to torture these clients. Kelly Carroll at Diamond Credit line is real, conducting professionally with wire referral fee as soon as your loan is funded and never do you need to go do collections or worried about Kelly going dark on you ever. I dont need to do peoples wrong for $1000 but apparently Heather needed the money more than I l did n rather deal with the repercussion of being exposed to her nonsense. I know I am not the first she has scammed but her shady days might be over and I will post every sites I can on this business. Consumer should never have to go through these nonsense ever. You dont give my client an preapproval for 125-140k to get 71k after 3months and then tells her ...oh well we still did good. That is called false advertisement.
Aug 16th, 2019