Microf

Easy people to work with! Very large fees and such, but they make it clear. We have bad credit so Im glad we have this option. You can pay early to pay less, so we plan on doing that.
May 15th, 2022

DO NOT USE THEIR FINANCING!!!! You will pay almost triple original cost... Terrible customer service.
Sep 14th, 2021

Microf is an awesome service for those who couldnt obtain regular financing. There was a mishap on my end (my fault) for my original loan through my AC company, and then had to do the lease to own program through Microf as the techs were installing my new unit. Hunter assisted me multiple times that day. He was quick, efficient, knowledgeable, and professional. He worked hard to secure the best program that would suit me, and still reviewed all my options. He was quick to provide accurate yet easy to comprehend instructions as well. With interest I will be paying more than expected, but still a great service when traditional financing is unavailable. I do like, however, the discounts available when paying early.
Jul 27th, 2021

At first this seemed like a solid choice in July. We were in a tight spot financially and Microf seemingly came to the rescue for a new A/C unit. We worked through a contractor named "American Star" locally that worked with Microf. We ignored the terrible reviews and the person signing us up stated, "that was the old microf, we've come a long way". I was told i can receive my payoff amount pretty quickly when i needed it. Fast forward from July into December. I asked for a payoff amount in November. Microf stating that there is a "discount" when you payoff early seemed really intriguing. So i inquired about it rightfully so. Well, here's the bad... They took two weeks to actually get back to me, and when they did, the payoff amount was TRIPLE what the job costed... I don't know how this mixup happened, but now i see the writing on the wall. Unorganized company and poor customer service after you sign up. Everything sounds great when you need it, then BAM, they turn out to be worse than dealing with Comcast/Xfinity customer service. Basically scam artist company. Such a shame i felt secure in giving my business to these people, now i can't wait to get them outta my life for good. If anyone ever asks me about this company in the future, i'll tell them to RUN!
Dec 11th, 2020

This company advertises that no credit is needed to get financed, THIS IS NOT TRUE! The first thing they do when applying is check your credit, THEY ARE NOT A TRUE RENT-TO-OWN COMPANY. Don't bother applying!!
Sep 4th, 2020