Premier America Credit Union

I have two auto loans with Premier America. What I truly appreciated before applying at Premier America, is there a criteria sheet. I told them where my credit was , they told me exactly where I would land. And it was true. Most banks and Credit Unions I thought of applying at told me " let's run your credit and then we'll see what we can do" Phil told me. If your credit is here here's what your interest will be here's what your payments will be.. and that is exactly how much I paid today. Thank you Premier America
Sep 14th, 2020

BAIT AND SWITCH CAR LOAN. I applied for a car loan and was almost immediately approved for a loan of $10,000 for 6 years at 3.99%. When I asked about the criteria for the car, I was told it had to be less than 20 years old and less than 150,000 miles. After I purchased a vehicle and got the paper work, the loan was for 5.99%. I immediately called the credit union and was told no, I must be mistaken (although I had the written quote) that 3.99% was for a NEW car, that the rate for a USED car was 5.99% (Where can you buy a NEW car for $10,000??), I subsequently went into their office and was asked what year the purchased car was. I told them it was a 2013. I was then told that for a rate of 3.99% the car had to be less than 5 years old (2014 or newer. What a coincidence?) and that my car was too old for the lower rate. If they are going to conduct such obvious Bait & Switch car loans, they need to get their stories straight.
Apr 12th, 2020

Nov 14th, 2017

I was a founding member & they have always taken care of my financial needs
Jan 13th, 2017