Protective Life Insurance Co

Jun 1st, 2020

Total bait and switch. This company is a joke and put us through tons of worthless stress. My wife and I are both in perfect health, on no medications and not even slightly overweight. We don't smoke, drink or any such thing. This company actually doubled the advertised and at first offered rate to my wife because she has dealt with anxiety in the past and saw a counselor one time. She was never diagnosed with ANY problem, never put on medication, etc. Then they demanded I go to a dermatologist because of a note in my record that I asked my primary care doctor about aging marks on my skin a few years ago. My primary care said they are completely normal and did not refer me to a dermatologist. For this my entire application was "put on hold" until I go a dermatologist at my own expense to prove there is nothing wrong with me. It is a complete joke. If you have ever had any health concern, diagnostic test or even mentioned to your doctor that you are stressed this company will majorly raise your rate or deny you coverage. They will do so, EVEN though all your testing shows you are in perfect health.
Aug 26th, 2018