Threadgill Financial, LLC

In our search for a financial advisor, we reached out to Threadgill financial. Zachary was truly outstanding, he went above and beyond. Offering us an entire hour of free consultation with no obligations, he dispensed incredibly valuable financial guidance. Following our discussion, he meticulously crafted an excellent financial blueprint encompassing all our topics. Impressively, he assessed our circumstances and concluded that engaging a financial advisor wasn't necessary given our current standing. I deeply admire his commitment to not pushing any sales. With his extensive expertise, Zac provides exceptionally prudent recommendations. My highest endorsement goes to Threadgill Financial; it's no surprise they have so many great reviews.
Sep 8th, 2023

Trustworthy.
Oct 2nd, 2022

Zac is very patient, professional, and personable. He responds promptly and truly dedicates his time to get to know you and your needs. Thank you, Zac, for being so helpful and kind!
Sep 23rd, 2022

I have been managing my own retirement accounts for the last 35 years. Before this last year, I had multiple rollover IRA accounts spread out across multiple brokerage firms. Fidelity, Charles Schwab, Morgan Stanley, Stifel, Vanguard and E*Trade. Years ago, not knowing much about investing, other than buying AAPL stock and a few others, I handed one of the accounts over to Morgan Stanley thinking I would follow along and learn something. They immediately sold most of the AAPL stock and invested in other stocks and funds for diversification. They would call before each trade and visit once a year. They moved from MS to Stifel and carried on in much the same way. After years I realized the account fees and trading fees ate up a significant amount of the gains. Meanwhile, for my other accounts, I started following along with Motley Fool subscription recommendations and mostly AAPL stocks. For the most part I did very good along with the general market. Got really lucky with my AAPL investment. The one thing that bothered me with Motley Fool is the constant offering of new subscription services and a buy and hold mentality. About two years ago, 2019, I started getting serious about retirement and started looking for a retirement advisor not knowing exactly how to go about retirement or knowing if I had enough money to retire. A good friend went to one of the Threadgill seminars and recommended I take a look at them. I made a spreadsheet comparing retirement services from most all the companies. Most all firms charge a fee based on assets under management, regardless of performance and most advisors are younger inexperienced button pushers following advice from the home office based on risk tolerance. What I liked about Threadgill was the smaller more person advice, the performance based fee and stock trading much like what I have been doing on my own. So I set up a meeting and took along my spreadsheets. Zac reviewed my personal situation and said I did not really need his advice since I had been doing such a good job on my own. However I was wanting retirement advice and wanted to retire from worrying daily about the markets. After the first meeting Zac put together my retirement plan and we signed up and transferred about half of our assets over to Threadgill Financial. The way Threadgill works is very transparent, all funds are held at TD Ameritrade, where you have a login account to monitor the activity. Zac and Adam make no fee block trades against all accounts. The only fee they charge is an annual fixed percentage on returns above 5% gain. They also have other fee structures for smaller accounts, but I liked the performance based structure and if they can grow the account by at least 5% we can live off the returns in retirement. Of course, just like any and all investment firms, there is market risk involved with investing. The other half I have given over to a friend who opened up an EdwardJones office after being laid off from O&G. EdwardJones is a old school investment firm with assets under management based fees investing in mostly mutual funds and ETFs according to risk tolerance. I feel more diversified having two firms with different strategies and we will see which one has better results. I also still have a smaller after tax brokerage account where I follow some Motley Fool trading. Its easy to make money in an up market, it will be interesting to see which strategy works best in todays more challenging market environment, and I dont worry so much anymore with two other helping hands.
May 29th, 2022

We attended a seminar sponsored by Zac and Adam Threadgill in 2016 and have been using their services ever since. Zac is our primary contact. Aside from being super nice, professional and competent - he is a very good and responsive listener!!! Highly recommend!!
Mar 6th, 2022