Sonia Padilla at Guaranteed Rate (NMLS #1497761)

I would never recommend Guaranteed Rate or Manny Morales. Manny is a liar and a cheat. He made multiple guarantees that he failed to keep. He was caught in multiple lies that caused our deal to fall through on the day of closing. His only respond was Im sorry. No explanation of what happened or why it happened. We are looking into legal action against Manny and Guaranteed Rate for being misleading, making false statements, being unfair, and deceptive. Do yourself a favor and find a more competent mortgage lender.
May 26th, 2023

I would not recommend Seleina Barta as a LO. She called me a clown because I did not want to sell to an individual with a VA loan. I told her I sold 3 of my houses to veterans. I declined offers that were 20 to 30k higher than the vet. was offering for the sole purpose because they were a vet. However each experience was horrible. The va took 45 to 60 days to close the loan. By then the house was already worth 25k more. So I lost on both ends. I did not want to take another VA loan because it would take too long, and the Va makes house sellers jump though multiple hoops. It's not worth the hassle. (God bless our vets) Anyway I told this to her, and Seleina Barta called me a clown because of that. She said "make sure you tell that to a vet when veterans day rolls around clown". I would like to ask her how many houses have you sold to veterans? Also how many houses have you sold to a veteran, while taking a 30k lower offer from them, and also paying for a termite inspection, and doing minor nitpick repairs they ask for? Such as door knob loose, caulk chipping on window sill? I didn't think so.
Sep 18th, 2022