HomeRate Mortgage

Working with Samantha and Austen was really great! Sam really made my first home buying process tremendous, and I really appreciated all the support! I would definitely recommend using them and HomeRate Mortgage!
Mar 21st, 2023

I cannot recommend if you want a speedy or easy process, our adventure started Dec 12 after all kinds of paperwork, contracts, and promises, today , 3 mths later, way more behind in payments then were, now which is now gonna even facing foreclosure, ... Our credit sucks way more than it did (700-500)which is now gonna hurt our potential of going another route we,are out 750.00for appraisel, still owe about 5000.00 for deck repair that had to be done before hand... we have full time jobs, a home that appraised for 200,000 more than what we owe, .... No we were not in great financial shape at all but that was the reason for investing in this process... i am at a loss , i have no idea where to turn now....
Mar 10th, 2023

Absolutely a great experience. From my loan officer Isaiah Tate to my processer Jeanette Jolly. Couldn't ask to be treated or taken care any better.
Feb 17th, 2023

I gave them one star because it is not possible to give negative stars. Dealing with HomeRate Mortgage has been nothing but horrible, frustrating, and a waste of my time. They can't seem to get their papers in order in a timely fashion, they appear to lack the ability to communicate effectively with the appraiser they use, they don't communicate with their customers about problems with closing dates or how the file is progressing, and they caused me to waste days of my time while they endeavored to get their things together. After we appeared to be closed, I just heard today (from the closing agent and not from HomeRate Mortgage themselves - because they appear to lack the ability to communicate with customers) that they think they need to close again, despite me having a signed note. I have bought and sold multiple house and I have never experienced anything like my fiasco with HomeRate Mortgage. These people lack competence and any respect for their customers or their customers.
Dec 22nd, 2022

Nov 25th, 2022