UNMB Home Loans Inc. - Smithtown, NY

Hands down, 5 stars. In this crazy market, I knew I could rely on and trust Ralph and his team the whole time. I highly recommend Ralph Taylor. I cannot say enough how much I appreciate all the hard work. He made the crazy journey of buying a home possible.
Feb 2nd, 2022

Jun 3rd, 2021

Ralph Taylor is very knowledgeable and very good at what he does. He will always do what is right for the borrower, even if it means referring the client back to someone else. He has integrity. The fees and rates of United Northern are very comparable to other mortgage bankers, but it is Ralph's professionalism that is key.
Apr 18th, 2021

Ralph Taylor came highly recommended by a close friend of mine and did not disappoint during any aspect of the process. His vast knowledge of the market and industry is truly conveyed every step of the way. He takes out time to explain every detail, keeping your best interest in mind! He aims to provide you with the best interest rate in this competing market and makes you feel very comfortable during this process which can be overwhelming as a first time home buyer!
Nov 12th, 2020

Ralph Taylor goes above & beyond. Highly recommended. You wont be disappointed. All around a great guy.
Sep 18th, 2020