Prana Risk Insurance Brokers & Agents

I contacted Prana Risk on behalf of a client who had very urgent insurance coverage needs. I quickly received a follow-up call from Seth Patel who was extremely knowledgeable, professional, and kind. He went over the sought policies with great detail, he *actually* took the time to discuss the specificities of my client's business, and provided insightful insurance advice for my client. As an attorney, I can say that the level of expertise he demonstrated during our calls was quite impressive and I do intend to continue working with Prana Risk in the future.
Apr 9th, 2024

Seth does a great job presenting the intricacies of insurance policies in a way that is approachable. He is also very attentive and quick to respond. Working with him has made the process of selecting an insurance policy much easier, highly recommend!
Feb 3rd, 2024

We bought our home insurance through Seth after shopping around with 4-5 different insurance agents and brokers. We were extremely impressed with Seth's knowledge and willingness to share insider tips. He knows the products inside and out, down to the smallest details. He always replies to emails quickly, clearly and thoroughly, and takes the time to answer our calls outside of business hours, spending a few hours each time answering our questions about the different insurance companies, policies and prices. Seth worked with multiple insurance companies, and gave us a fact-based analysis of each of them as well as the overall industry. He did not try to oversell us - in fact, multiple times he told us it was important that we bought the right product for us, even if it wasn't through him. He gave us time to shop around some more and think about our options, and in the end we found that his quotes were the most customized to our needs, even when we tried to get the exact same quote from different brokers. Since we signed the home insurance policy in 2017, we've sent many questions to him and always got the same level of service as before. A few years later, he helped us find a comparable but more affordable policy when the first insurance company raised their premiums. We worked with him for life insurance andagain, he gave us all the information and perspective without the pressure to buy from him. Other people I referred had the same experience with Seth and I wouldn't hesitate to recommend him to everyone.
Jan 31st, 2024

Seth Patel is the best. He is a walking encyclopedia on insurance and he graciously answered dozens of questions I asked after having had a bad experience with a large national insurer. Seth''s the best.
Jan 28th, 2024

Embarking on the daunting quest for insurance coverage over a long weekend, my expectations were as low as the stakes were high. Hopeful yet skeptical, I reached out to Seth in a state of desperation, seeking a lifeline for my auto insurance needs. My situation was a puzzle a young driver with no prior coverage and no eligible authorizations for insurance inclusion. Venturing into the abyss of online quotes from various carriers, I found myself teetering on the edge of financial disbelief. The prospect of owning a car in the concrete jungle of NYC seemed like an unattainable dream if the quoted figures were to be believed. But lo and behold, a fortuitous decision led me to the enigmatic Seth. What appeared to be insurmountable challenges to me were mere opportunities in Seth's seasoned eyes. In a cinematic twist, Seth, the maestro of insurance, reached out to me on a Sunday night during a long weekend. Our two-hour conversation unfolded as a masterclass in navigating the labyrinth of my unique situation and unraveling the mysteries of the insurance industry. Seth, a veritable wizard in his field, dazzled me with his industry knowledge. His candor, honesty, and unwavering assistance transformed what could have been a stressful ordeal into a consultative journey of empowerment. It was as if he turned the impossible into the achievable, making the complex seem like child's play. In a stroke of magic, Seth conjured an insurance policy that defied the expectations of even the most seasoned brokers. The premium, a mere fraction of what other carriers demanded, felt like a surreal gift. The best carrier, wrapped in the luxurious embrace of white-glove service, all at a price that made me question if I was in a dream. Fate smiled upon me the day I connected with Seth. His service, industry acumen, and unparalleled expertise are nothing short of exceptional. For those grappling with intricate coverage scenarios or navigating the maze of being a new driver, Seth is the beacon of hope in a sea of uncertainty. Don't let other insurance carriers fleece your hard-earned money when you can have the courage and extraordinary service that Seth effortlessly provides. It's not just insurance; it's an experience worth savoring.
Jan 26th, 2024