Homebridge

Jflei _{on Google}

Jul 27th, 2022

I hired Tom O'Hara of Edwards, CO (who was with Affiliated Mortgage and who currently works for Homebridge Financial) to refinance the loan on my home - it was a cash out loan. At the time, I had been recently divorced and had a small child at home. At the closing table, Tom decided to add 2.00% (points) to my closing costs - which increased my bottom line by $8000.00. It was a classic bait & switch - Mortgage Fraud. Nothing changed from the time of initial disclosures to closing, nothing.
Since I was under the gun (per my separation agreement) to payoff certain debts by a certain time, I had no choice whatsoever but to allow Tom to steal from me. Of course, Tom knew this. Tom stealing $8000.00 had serious consequences for me.
I'm embarrassed to say that I've been in the mortgage business for 39 years here in Denver -- Tom O'Hara did this to me at a very vulnerable time in my life - predatory lending. I feel compelled to share my experience in order to free myself from long standing feelings of victimization.
Tom's actions hurt my child. I CANNOT recommend Tom for any mortgage transaction - purchase or refinance. Had this occured recently, Tom would have had his license pulled. It was not legal then and it's not legal now.
Did it take me awhile to get around to writing this review? Yes, I had a baby at home in diapers and I was alone and afraid of Tom O'Hara - he'd done enough damage. Now, my son is 24 yo, and well on his way. I finally feel safe enough to write this long overdue review. I want nothing from Tom O'Hara. Tom was a friend and had been a colleague for years. That's what makes this all so egregious.

rosario scavelli _{on Google}

Mar 17th, 2021

Horrible!!! Stay far far away from them

Melissa Sener _{on Google}

Dec 7th, 2020

Worst financial Company I have ever delt with. During this pandemic after contacting them about forbearance or other financial options. I get a letter from then not only with a late fee! Another letter stating to contact HUD to avoid foreclosure! How heartless this company is! This time is so stressful. I unfortunately live in NY which had been affected tremendously by this virus. Americans incudling myself are affected by covid 19 and instead of contacting me asking about my payment or giving me options they seem to be completely oblivious to what's happening in the world. You people are wrong. They are posting all over the site they are here to "help" seems very contradicting.

W.A.C. _{on Google}

May 21st, 2020

The biggest waste of time. Submitted all they wanted, guy said no problem but never locked my loan in, then when I emailed, they all bounced back and he disappeared from the face of the earth. VERY UNPROFESSIONAL COMPANY TO DEAL WITH

Chance Walker _{on Google}

Apr 22nd, 2020

My home loan is through Homebridge. I called on 4/20/20 to ask about options for forbearance. I have a small travel business that has been heavily impacted by the coronavirus and needed to explore options. I was told over the phone that I could delay 3 month's payments and on the fourth month would be required to pay the total amount of mortgage payments for 4 months. I was outraged by the idea that if a customer could not pay one month then they surely could not pay 4. I told the rep that I absolutely did not want to go on forbearance under these terms. On 5/3/20, I received a call from Homebridge asking if I would like to get on a forbearance plan. I again declined citing the same reasons as the 4/20/20 call. Sometime around May 4th or 5th I was put on forbearance anyways without my knowledge or approval. To my understanding, I was not even eligible because I was current with my mortgage payments. During the months of April-May 2020, I proceed to make 5 advance payments, bringing my account paid through Aug 2020. I did this after receiving grant money knowing that it could be the last money I had for some time. I proceeded to make on time or early payments through early October. I called again on Oct 13th to officially request forbearance since I was out of money for good. I was told to intentionally miss my 11/1/20 payment to become eligible and did just that. I called again on 11/9/20 and officially requested forbearance and was told that I had been placed on the program. I was told not to worry about notices or phone calls, that I was definitely on forbearance. This never happened. I have had multiple notices on my front door trying to foreclose on my house and have spent months trying to get Homebridge to correct the mistakes. I have had over 100 point drops in negative credit reporting due to the errors and still I have not had resolution. I call 2-3 times each week, 2 hours per call, to try to get someone to help. I requested all call records multiple times. The utter negligence is disgraceful. There is no reason for these repeated mistakes made by nearly a dozen employees. Do not let these people have any control over your family home.