Guild Mortgage Company

Ryan is the best! 2nd time working with him and very satisfied. You can't go wrong with Ryan and Guild Morgage.
Jun 6th, 2023

Ryan from Guild Mortgage was incredibly helpful during the home buying process. As a first time home buyer I was completely in the dark as to how the whole loan process works. Ryan was readily available to answer any and all questions I had. I would recommend to anyone looking for a new home.
Oct 31st, 2022

Loan officer wants to make payments unaffordable. Had to find a new mortgage company and realtor. A lot of hidden costs and fees
Jan 22nd, 2022

We did not have a good experience using Guild. The main issue was a lack of communication. There seemed to be a lot of things that came up that cost us in the long run and had we not had the money to cover these things, we would not have been able to close on our house. The first issue arose when we were quoted a certain interest rate but when I contacted them to say we were putting more than 20% down they said we had to put 25% down to stay at the interest rate quoted. Never did they tell us that the interest rate quoted was for 25% down. Later on, we received our closing disclosure which had seller concessions as $2300 which on our sales contract was $3800. Apparently the source of the loan only allowed for 2% of the purchase price for seller concessions which reduced them by $1500. We were not informed of this until the week before closing even though our loan estimate from Guild had the $3800 on it. This is something that shouldve been caught immediately that cost us in the end. Guild did not send the final loan package to our realtor but then was calling us asking when our closing was scheduled when nobody had even contacted us. Lastly, our email from Guild informing us of the date, time and location of our closing was incorrect. The location said Rolla and we drove 30 minutes to Rolla to find our our closing was in St. Robert, 5 minutes from our house.
Sep 15th, 2020

Kevin is fantastic!
May 6th, 2020