Meadow Park Insurance Agency Manchester

About
^{Meadow Park Insurance Agency Manchester}

We get personal. VERY PERSONAL. For more than 50 years, we've been providing Missouri and Illinois families a level of service, attention to detail and measure of care that long-term customers are afraid they won't get elsewhere. Choose local. Choose independent. Choose Meadow Park Insurance Agency. Weve been helping all of Missouri compare and save on insurance since 1965, the last 10 primarily serving the West County community including Ballwin, Manchester, Chesterfield, Ellisville, Wildwood, Valley Park, Kirkwood and Des Peres. As an independent insurance agency, we work for you, not for insurance companies. That means we can help you find the best value on auto insurance, home insurance, boat insurance, motorcycle insurance, and RV insurance. All from several of Missouris most trusted carriers including Safeco, Progressive, Travelers and more. Get the insurance you need and the personal attention you deserve at a price you can afford. Auto Insurance Get the car insurance coverage you need at a price you can afford. Serving Ballwin, Manchester, Chesterfield, Ellisville, Valley Park all of Missouri. The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle. As a local, independent insurance agency, Meadow Park Insurance Agency Manchester can help you find the right policy for your car by comparing quotes and coverage options from several top providers including American Bankers, Foremost, Bristol West and others. In addition to cars, we insure motorcycles, classic cars, motor homes, boats, Jet Skis and ATVs too. Request a free online quote or call us at 636-386-8815 to get started. How Much Auto Insurance Do You Need? Were based in Manchester, so our team understands the auto insurance needs of our customers. Auto insurance requirements vary by state. In most states, to drive you must carry: Liability coverage to pay for losses you cause others, or No-fault coverage to pay you and your passengers for medical and related expenses caused by injuries from a car accident, regardless of who is at fault, or Both liability and no-fault coverage Even in states where coverage isnt required, drivers must, by law, be able to pay for losses they cause others. Having insurance is the simplest way for most people to comply. We write insurance in Missouri and would be happy to help you ensure you have the right coverage for where you live. Financing a Car? To finance a car, it is usually necessary to have insurance which covers damage to your vehicle. This includes: COLLISION INSURANCE Collision insurance coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually includes an insurance deductible. Its the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible youre willing to pay, the less the collision coverage will cost. COMPREHENSIVE INSURANCE (OTHER THAN COLLISION) Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible.) And although its not legally required by any state, you will probably need it if your car is financed. Every situation is unique talk to us today to find out how to get the best value on auto insurance. Request a free quote or call today at 636-386-8815. Homeowners Insurance Protect your most valuable asset with the right policy. Serving West County and all of Missouri. If your home were damaged or destroyed, you would want your claim settled by an insurance agency that understands this simple fact. Meadow Park Insurance Agency can help you find the home insurance that will best meet your needs and provide the most valuable combination of tailored coverage, quality service, and fair pricing. Whether you own a house, apartment, or condominium the right home insurance policy can provide you peace of mind as well as the money you need to repair or replace your home and/or belongings. Contact us for more information today! What Is Home Insurance? Insuring the place you call home can help protect you financially if you suffer a loss due to fire, theft, vandalism, or other covered events. It will also cover you in the event someone is injured while on your property and wins a legal judgment against you. Homeowners policies differ by which losses are covered, which coverages you choose, and what type of residence you own. You choose which policy is best for you, whether its a comprehensive policy that cover losses such as fire, hail, smoke, falling objects, vandalism and theft of personal property, or whether its a policy that covers only specified losses. How Much Does Home Insurance Cost? Your home insurance policy is most often made up of the specific options you choose, so how much youll pay for your policy depends on: What you select. Oftentimes homeowners insurance options are priced individually, so how much youll pay for your policy depends on what coverages you buy. How much you want to cover. Higher deductibles usually lower your premium price by shifting part of the loss payment to you. For example, if you had a $500 deductible, you would be responsible for paying the first $500 of the covered loss. Where you set your limits. You may choose to set higher limits than the recommended amount if appropriate to your situation and needs. Worried you arent completely covered? Consider an umbrella insurance policy that extends your coverage. Common Coverage Options Protection for Your Home Property or Dwelling Coverage typically pays to repair or rebuild your home if its damaged or destroyed by an insured event like a kitchen fire or windstorm. Protection for You and Other People Personal Liability Coverage applies if someone is injured or their property is damaged and you are to blame. The coverage generally applies anywhere in the world. When choosing your liability coverage limits, consider things like how much money you make and the assets you own. Your personal liability coverage should be high enough to protect your assets if you are sued. Medical Coverage This covers medical expenses for guests if they are injured on your property, and in certain cases covers people who are injured off of your property. It does not cover health care costs for you or other members of your household. Additional Living Expenses If you cant live in your home because of a covered loss, your home insurance policy will pay additional living expenses-commonly for up to 24 months-while damage is assessed and your home is repaired or rebuilt. Protection for Your Belongings Your home is filled with furniture, clothes, electronics and other items that mean a lot to you. Personal Property Insurance helps replace these items if they are lost, stolen or destroyed as a result of a covered loss. Scheduled Personal Property Coverage If you have special possessions such as jewelry, art, antiques or collectibles you may want to talk to your agent about this additional coverage. It provides broader coverage for specific items. If You Rent Out Your Home Landlords may have the option to buy optional liability coverage for the risks posed by tenant-occupied dwellings. Visit our Landlord Protection Insurance page for more information. PROTECT THE THINGS THAT MATTER TO YOU Make an inventory of your home and personal belongings. If possible, make a list as well as take photos or video using two inven