Bell Bank Mortgage, Nick Kalkman

I recently had the pleasure of working with Nick Kalkman at Bell Bank for my home mortgage, and I couldn't be happier with the experience. Nick was incredibly knowledgeable, patient, and responsive throughout the entire process. He took the time to thoroughly explain all of my options and answer any questions I had, which made me feel confident and informed every step of the way. Additionally, the rates and terms offered by Bell Bank were competitive and tailored to my specific needs. Thanks to Nick and the team at Bell Bank, I am now happily settled into my new home. I highly recommend their services to anyone in search of a reliable and trustworthy mortgage lender.
Mar 15th, 2024

Nick was great to work with, he was very prompt in getting back to me. Was honest with information provided and worked to get us a better rate. He even responded to one of my messages while on vacation, so big thumbs up!
Mar 7th, 2024

Feb 17th, 2024

Nick and the bell bank team could not have made this experience any better for us. Me and my fianc were first time home buyers and had expected the process to be a lot more stressful and complicated, but he made everything feel like smooth sailing. Communication, time efficient, friendly, and professional. It felt like working with family. He always had the answers to our many many questions, and always let us know what our options were. We look forward to working with him again.
Dec 22nd, 2023

Working with Nick Kalkman was an absolute pleasure throughout my home buying journey. As a first-time buyer, I had countless questions and uncertainties, but his exceptional responsiveness and willingness to explain every aspect of the mortgage process patiently were invaluable. Not only did he go above and beyond by meticulously detailing the various fees involved, but his availability at any time for guidance and support truly eased any anxieties I had. What truly stood out was his dedication to ensuring I felt confident at every step, going as far as attending the closing and bringing thoughtful goodies, adding a personal touch to a momentous occasion. His professionalism, expertise, and genuine care for his clients makes him just a good human to work with. I wholeheartedly recommend Nick to anyone seeking a stress-free and informed mortgage experience. Thank you for making my home buying process not just smooth, but truly memorable
Jan 23rd, 2024