John Kinkeade - Refined Lending - Luminate Home Loans

John was incredible to work with. As a first time buyer I had no idea what to expect. But John was able to explain everything in a way that makes sense! Not only was he incredible to work with, but I feel as though we became friends throughout the home buying process. 110% would recommend working with John to anybody purchasing a home.
Apr 1st, 2024

Mar 28th, 2024

I had the privilege of working with John for purchasing my home. I cannot say enough good things! He was so helpful, positive, and efficient. He clearly explained everything when I had questions. It was like working with a close friend, and he made the whole experience stress free and smooth. I bought my home on an expedited timeline and he was on top of everything and ensured I stayed on track. I absolutely will recommend John to everyone. Best home buying experience!
Feb 24th, 2024

John and Refined Lending do an incredible job of walking you the process of your home purchase. Whether it's your first home or your 15th they will take great care of you!
Feb 20th, 2024

John was not only efficient but also a pleasure to work with. He took the time to talk through everything and made sure every step was completed thoroughly. Thanks to him, the home buying process was much simpler and more enjoyable compared to my last experience. I highly recommend working with John!
Feb 17th, 2024