Physicians Health Plan

They were sold and no longer cover things. RUN!!!
Apr 1st, 2024

STAY FAR AWAY!!!! This company not only treats their customers with no respect but treats their employees with no respect. They fired me after I told them I needed time off to take care of my sick father who had been diagnosed with cancer, but then claimed I did not call or report to work for three consecutive days, so I no longer had a job with them, then they denied my unemployment, and are now actively blocking me from getting a new job. This company is absolutely disgusting and should not be in business anymore as the treat their customers and employees like trash. I would recommend any other insurance company over this one. This group will do nothing but screw you over.
Mar 31st, 2024

Denies all claims saying its secondary insurance while my bills remain unpaid. Bought through the federal marketplace as my ONLY insurance and I pay them $1000 a month. Numerous calls...all they can tell me is that their system flagged it! Still waiting for a resolution , but I did cancel and do not recommend to anyone
Dec 4th, 2023

Was told my shoe inserts were covered by a representative on the phone. Paid 436$ and podiatrist billed insurance. Called two more times to confirm they were covered, every time I was assured they would be covered. PHP then denied the inserts claim when they received it and says they arent covered. Was told by a representative to file a grievance because it clearly states in my records that I was told it was covered three different times and they denied my grievance claim. Switched insurances immediately and I make sure all my coworkers know to not choose this insurance plan. They will straight up lie to you about whats covered. They now have a recorded message when you call that says just because a representative says its covered doesnt mean it really is, that is a scam and should be considered fraud.
Oct 25th, 2023

PHP is easily the most crooked insurance company I have ever had the displeasure of using. They will do anything in their power to deny a claim and screw you over. At the beginning of this year I had an accident which required emergency surgery. Due to being outside of the php network area (which mind you is very small), I was forced to get emergency surgery from an out of network provider. In emergency situations, out of network care is supposed to be covered as in network. However, as I stated prior, php is as crooked as they come, finding any way possible to not cover in network. I, as well as the hospital where I received care have heard the run around several times from them now even though it is well known that the surgery was an emergency. Saying it would be taken care of only for it not to be. Because of php I am now stuck with a $10,000 bill for a surgery which was an emergency. Completely crooked. DO NOT use this insurance company. They will screw your over.
Nov 13th, 2022