Brian Masterson - Bay Capital Mortgage

I have used the mortgage services of Brian Masterson with Bay Capital Mortgage several times over the past couple of years. With a recent employment transfer to the state of Georgia I once again reached out to Brian to facilitate the mortgage process. This transaction was a slightly different as I was purchasing a completed house from a builder. The builder representative placed a great deal of pressure on me to use their lender, but I was adamant that I had my financing already underway and that the mortgage company associated with the builder would not be required. If you have ever experienced dealing with a builder, it is a hard sell. Based on Brians advice and market guidance I secured a rate of 6.5%. The day after we locked the rate the market turned dramatically worse with rates moving as high as 7.25%. This will save me multi-thousands of dollars over the term on my loan. I highly recommend Brian as a mortgage advisor. You will receive constant communication, market analysis and most importantly a smooth and painless transaction. The builder representative was impressed as well. Thanks for taking care of me once again Brian. Matt Murphy
Apr 30th, 2023

Brian was awesome! I'm a first time home buyer, and he made sure to stay in touch and help me through every step of the process. I can't recommend him and his team at Bay Capital Mortgage enough.
Aug 23rd, 2022

Easiest refinance I have ever done. Brian and his team were easy to work with. The process was very quick and we got everything we wanted and then some. Work with Brian if you need a home loan!
Aug 21st, 2022

Second time around! We did a cash out refinance and as always Brian was there to walk us through the whole process. He got us the best rates and worked tirelessly to ensure we had everything we needed!
May 4th, 2022

We had a great experience using Brian Masterson at Bay Capital Mortgage when we consolidated our mortgage and our 2nd mortgage. He was very attentive during the entire process and provided us with all of the answers we needed. The settlement was one of the most professional I have been through. We would definitely recommend Brian!
Apr 23rd, 2022