South Oak Title & Closing - Panama City Beach

Great closing company. Crystal Whitely is the Best! She provides amazing genuine care to her clients. I highly recommend!!!
Sep 11th, 2022

I closed on my first home this morning and the entire process was SEAMLESS thanks to Kristy Hazlett and the South Oak team. Kristy was so helpful in answering any questions I had and made the closing process so smooth. I would recommend South Oak to anyone!
Aug 9th, 2022

DO NOT EVER use the Fort Walton beach office for closing!!! We closed on 5 October with them and came to closing with all money needed, including for taxes and insurance. 2 months later, we get a notice in the mail that we are short in escrow and our mortgage payment will be increasing to make up the shortage. Come to find out, South Oak never sent our tax money in for our taxes and insurance, causing our mortgage company to have to front the bill. The clerk we dealt with quit. We try to contact them multiple times to ask what happened, no answer. We go up there, no one is in the office. We dealt with this for over a week and ultimately had to go through the PANAMA CITY beach office to get some answers. It was discovered that South Oak sent our check and money for taxes to the seller because they saw our taxes were paid BY OUR MORTGAGE COMPANY which shorted us in escrow due to the fact we had no money there. This is has been the worst 1st time home buying experience in my life.
May 9th, 2022

This was the worst experience I have ever had. I have bought and sold 3 different properties and recently sold the last one with closing at Southoaks in Panama City Beach, which was the buyers choice. Angie Cannady was my closing agent who offered to close whenever it was convenient for me however the sellers did not sign until 3 days later, took possession of my property without me receiving funds until a day after they had signed. The president of Southoak title Chuck Tucker was complelety unapologetic, stating it wasnt his fault???? and they are the closing company. Complelety unprofessional. I would not recommend them to ANYONE!
Feb 3rd, 2022

Oct 15th, 2021