RP Funding

I always do my purchasing and refinancing with RP Funding. Fast and Easy and no closing costs.
Jul 17th, 2021

Mar 1st, 2021

This company handled processing my refinance well but since then all of my experiences getting services has been horrible. They are happy to get your loan but they suck at followup. Do business somewhere else, world class processing the loan, third world afterwards! 1 star is way too generous!
Nov 10th, 2020

No transparency whatsoever on their rate structure. Trying to get more information to shop for a lender, don't bother with RP Funding. First, their website does not provide any information about the rates or fees, mere generalizations. A call to get the information will lead you to having to provide all of your information. Once you get past the initial intake person, a "broker" (or some such person) is then brought on the line. When I stated I would like to see their current rates and fees, he advised he could not provided information without running my credit. Obviously, I'm not going to bother with yet another institution pulling a hard check on my credit when they don't need it. I know what my credit score is, what the loan amount will be, and LTV, but if they can't provide me their rate/fee information by trusting what I tell them, then that's not a good way to start off doing business. I would not recommend this company based on how they've set up their intake process to capture as much information about YOU without a corresponding disclosure from THEM about THEIR information. You see how that works? Take, take, take, and no reciprocity. Terrible business model.
Feb 16th, 2021

What a joke of a company. Called waited on hold for a loan officer for 15 min. This was an initial call so it’s my first impression. I get a guy named James W@“/;&! ... don’t want to put him fully out there. Talked for 2 min and then he started to argue with me when I told him I had an FHA loan with no more PMI. He said that’s impossible and that PMI is life of loan. After 5 min of back and forth about how he is a loan officer for 30 years and has done everything concerning a loan and that it is impossible to remove PMI on an fha loan. I advised prior for June 2013 PMI would be removed from the loan once the loan hit 20% equity from original loan to value... still didnot believe me i requested another loan officer that knew what they were talking about and he kept calling me a liar. So i hung up lol. For 30 years of experience... customer service is not his strong point. As a first impression for this company thanks but no thanks I’ll pay closing costs somewhere else and be treated with RESPECT...and FYI i have been in the mortgage business for 15+ years ... pay me and I’ll do training for your folks in customer service and sales
Dec 1st, 2020