Ideal Credit

Hours

Thursday:
9:00 AM - 6:00 PM
Friday:
9:00 AM - 6:00 PM
Saturday:
Closed
Sunday:
Closed
Monday:
9:00 AM - 6:00 PM
Tuesday:
9:00 AM - 6:00 PM
Wednesday:
9:00 AM - 6:00 PM

Chamber Rating

4.5 - (51 reviews)
45
0
0
0
6
Read Our 51 Reviews

Chamber Rating

4.5 - (51 reviews)
45
0
0
0
6
  • Allese Allese

    I sincerely love these beautiful people! Somehow they got my credit score up from 480 to 630 in about 3 months. I recommend them to literally anyone who will listen. The staff are so nice, knowledgeable and courteous! Im now looking into purchasing my 1st house. Thank you all so much!
    Apr 4th, 2024

  • Jorel

    Hey just a big thanks to everyone at the team of Ideal Credit. They have been such a phenomenal help to improving my credit score over the past few months, going from the mid 500s to now 720+. Well worth it and especially a big things to *Natali*, *Jose* and *Marc*!!! Very knowledgeable and very kind people. Really thank you and all the best to the crew there.
    Dec 31st, 2023

  • Rebeca DaValle

    So thankful with Ideal Credit everyone there is amazing and Natali who has been in charge of my account was always been helpful and available when needed. They know what they are doing and have all the tools necessary to help you with your credit issues. I have years working with Ideal Credit, they are a great source for all my clients that have Credit issues. Thank you for all your help.
    Nov 21st, 2023

  • Mindy Lundy Kramer

    Ideal Credit completed a webinar for my entire team to learn about what they could do now or in the future to gain good credit. Thank you for answering all our questions and helping my team improve their lives outside of work. We are all very grateful!
    Nov 10th, 2023

  • Johnathan Novak

    As you can see, the company has provided the standard reply absolving themselves of all wrong doing and pushing the blame onto me. Ideal Credit: I have not requested any additional work from you that requires power of attorney. What I am requesting is the information regarding the changes you made to my credit report. None of the changes you have claimed are reflecting on any of my reports. Once I asked for these documents you terminated my account. I have not and did not request my account to be closed. All of these interactions are and will be recorded and documented should I need to participate in legal action. **Potential scam warning** The following is simply dictating my experience with Ideal Credit as a customer of theirs and is in no way to be considered as an attempt to defame or hurt their business. Wanted to share my real experience with Ideal Credit in Denver CO. I originally called this office in February, so its been about 10 billing months. I had pretty bad credit history and was hoping they could help. About 6 months in, Id received a few vague updates that things on my credit were partially deleted. But never telling me where it was deleted from. I had been receiving constant communications from the credit bureaus saying, we received a request but it doesnt look like it was from you. We will only accept disputes directly from you. I told a rep ideal credit about this, they said it was a tactic to scare me by the credit bureaus and to ignore them. Saying my items would be processed. About a month ago, Ideal credit sent me a notification saying they were upgrading my memebership for me. Was it free? For the first month. Then Id be paying an additional 20-30$. I sent them an email declining this and informing them that I hadnt even done my due diligence to see if they had actually be able to accomplish any of the things they reported to me and that I might be wasting my money already. They flew off the handle in the next email. I mean you should of seen it. Telling me Ive done a terrible job on my credit and telling me I was able to get an auto loan because of them (my score had not changed) So I took my time and obtained a couple credit reports to cross reference. I wasnt able to find evidence of ANYTHING being removed. Literally nothing. I personally sent in a good will deletion letter to Verzion. They sent me a letter back verifying this will be removed from my credit! Awesome. I gave this to Ideal Credit. They werent even able to remove that account from my credit! So to wrap up, I emailed Ideal Credit informing them of my research and asking for a detailed statement of exactly what account was deleted from which credit bureau. Their response? They canceled my contract immediately and then replied telling me that my contract had been canceled and therefore they could not give me any of that information. It was so funny. I got the cancellation notice and then 10 minutes later I got the email saying oh sorry, your contracts been canceled. Cant help you! Overall, I found the employees to be very immature and I am still unaware of them accomplishing anything with my credit. I paid them about $700 for their services as a trail run. Not to mention, I am no longer able to obtain my credit report from Equifax after working with Ideal Credit! Equifax has locked my online access and is requiring that I mail them a copy of my SS card and DL to a random PO Box in Atlanta in order to regain online access! Not sure if this is Ideal Credits fault but Ive been logging into Equifax for years without issue. Hopefully Ideal Credit has someone who is mature that can reach out to me to talk about this silly ordeal.
    Nov 17th, 2023

Read Our 51 Reviews

About
Ideal Credit

Ideal Credit is located at 215 S Wadsworth Blvd STE 520 in Lakewood, Colorado 80226. Ideal Credit can be contacted via phone at 866-567-2286 for pricing, hours and directions.

Contact Info

  •   866-567-2286

Questions & Answers

Q What is the phone number for Ideal Credit?

A The phone number for Ideal Credit is: 866-567-2286.


Q Where is Ideal Credit located?

A Ideal Credit is located at 215 S Wadsworth Blvd STE 520, Lakewood, CO 80226


Q What is the internet address for Ideal Credit?

A The website (URL) for Ideal Credit is: http://www.idealcredit.com/


Q What days are Ideal Credit open?

A Ideal Credit is open:
Thursday: 9:00 AM - 6:00 PM
Friday: 9:00 AM - 6:00 PM
Saturday: Closed
Sunday: Closed
Monday: 9:00 AM - 6:00 PM
Tuesday: 9:00 AM - 6:00 PM
Wednesday: 9:00 AM - 6:00 PM


Q How is Ideal Credit rated?

A Ideal Credit has a 4.5 Star Rating from 51 reviewers.

Hours

Thursday:
9:00 AM - 6:00 PM
Friday:
9:00 AM - 6:00 PM
Saturday:
Closed
Sunday:
Closed
Monday:
9:00 AM - 6:00 PM
Tuesday:
9:00 AM - 6:00 PM
Wednesday:
9:00 AM - 6:00 PM

Ratings and Reviews
Ideal Credit

Overall Rating

Overall Rating
( 51 Reviews )
45
0
0
0
6
Write a Review

Allese Allese on Google

image I sincerely love these beautiful people! Somehow they got my credit score up from 480 to 630 in about 3 months. I recommend them to literally anyone who will listen. The staff are so nice, knowledgeable and courteous! Im now looking into purchasing my 1st house. Thank you all so much!


Jorel on Google

image Hey just a big thanks to everyone at the team of Ideal Credit. They have been such a phenomenal help to improving my credit score over the past few months, going from the mid 500s to now 720+. Well worth it and especially a big things to *Natali*, *Jose* and *Marc*!!! Very knowledgeable and very kind people. Really thank you and all the best to the crew there.

Business Response on Google Jan 21st, 2024
Thank you very much! Our team is very appreciative of your feedback. Best wishes from your friends at Ideal Credit.

Rebeca DaValle on Google

image So thankful with Ideal Credit everyone there is amazing and Natali who has been in charge of my account was always been helpful and available when needed. They know what they are doing and have all the tools necessary to help you with your credit issues.
I have years working with Ideal Credit, they are a great source for all my clients that have Credit issues.
Thank you for all your help.

Business Response on Google Jan 22nd, 2024
Rebeca, thank you for your kind words, we are so happy that things were resolved. Best wishes from your friends at Ideal Credit.

Mindy Lundy Kramer on Google

image Ideal Credit completed a webinar for my entire team to learn about what they could do now or in the future to gain good credit. Thank you for answering all our questions and helping my team improve their lives outside of work. We are all very grateful!

Business Response on Google Feb 9th, 2024
Mindy, thank you for your kind words and we are excited to be able to share our knowledge and best support you and your team with all of your credit needs. Best wishes from your friends at Ideal Credit.

Johnathan Novak on Google

image As you can see, the company has provided the standard reply absolving themselves of all wrong doing and pushing the blame onto me.
Ideal Credit: I have not requested any additional work from you that requires power of attorney. What I am requesting is the information regarding the changes you made to my credit report. None of the changes you have claimed are reflecting on any of my reports.
Once I asked for these documents you terminated my account. I have not and did not request my account to be closed. All of these interactions are and will be recorded and documented should I need to participate in legal action.
**Potential scam warning**
The following is simply dictating my experience with Ideal Credit as a customer of theirs and is in no way to be considered as an attempt to defame or hurt their business.
Wanted to share my real experience with Ideal Credit in Denver CO. I originally called this office in February, so its been about 10 billing months. I had pretty bad credit history and was hoping they could help.
About 6 months in, Id received a few vague updates that things on my credit were partially deleted. But never telling me where it was deleted from. I had been receiving constant communications from the credit bureaus saying, we received a request but it doesnt look like it was from you. We will only accept disputes directly from you.
I told a rep ideal credit about this, they said it was a tactic to scare me by the credit bureaus and to ignore them. Saying my items would be processed.
About a month ago, Ideal credit sent me a notification saying they were upgrading my memebership for me. Was it free? For the first month. Then Id be paying an additional 20-30$.
I sent them an email declining this and informing them that I hadnt even done my due diligence to see if they had actually be able to accomplish any of the things they reported to me and that I might be wasting my money already.
They flew off the handle in the next email. I mean you should of seen it. Telling me Ive done a terrible job on my credit and telling me I was able to get an auto loan because of them (my score had not changed)
So I took my time and obtained a couple credit reports to cross reference. I wasnt able to find evidence of ANYTHING being removed. Literally nothing. I personally sent in a good will deletion letter to Verzion. They sent me a letter back verifying this will be removed from my credit! Awesome.
I gave this to Ideal Credit. They werent even able to remove that account from my credit!
So to wrap up, I emailed Ideal Credit informing them of my research and asking for a detailed statement of exactly what account was deleted from which credit bureau. Their response?
They canceled my contract immediately and then replied telling me that my contract had been canceled and therefore they could not give me any of that information. It was so funny. I got the cancellation notice and then 10 minutes later I got the email saying oh sorry, your contracts been canceled. Cant help you!
Overall, I found the employees to be very immature and I am still unaware of them accomplishing anything with my credit. I paid them about $700 for their services as a trail run. Not to mention, I am no longer able to obtain my credit report from Equifax after working with Ideal Credit! Equifax has locked my online access and is requiring that I mail them a copy of my SS card and DL to a random PO Box in Atlanta in order to regain online access! Not sure if this is Ideal Credits fault but Ive been logging into Equifax for years without issue.
Hopefully Ideal Credit has someone who is mature that can reach out to me to talk about this silly ordeal.

Business Response on Google Dec 9th, 2023
Although we understand Mr. Novak’s frustration, it’s clear he jumped to several incorrect conclusions without fully reviewing all the facts. While Mr. Novak’s account was active, our company kept him informed of any changes made by the bureaus along with periodic updates on the adverse items that were damaging his credit report, which included several late payments and collections. A few months after starting the process his overall derogatory items had decreased and his positive credit increased which allowed him to obtain a new car loan. The generic letters Mr. Novak refers to, which were already outlined at the time of enrollment, are sent out by the bureaus to all consumers disputing items on their files by mail. Our company receives numerous phone calls from puzzled consumers submitting disputes on their own, who still receive these letters, even though there was no third-party involvement whatsoever. Aside from providing personalized assistance to our clients, our company also offers free general advice to consumers seeking help through non-profit entities in an effort to aid our community and promote accessible credit education. The upgrade made to Mr. Novak’s membership was meant to enhance and provide additional tools and resources which included 24/7 access to his credit report and scores, a platform to track his progress with a detailed description of each tradeline, a 1-million-dollar identity theft insurance, dark web monitoring, an asset vs liability analysis calculator and an interactive score simulator. The upgrade notification sent on 10/20/2023 explicitly outlined that all of this was provided at no charge for the next 30 days and that he had the option to either keep the upgrade, downgrade or cancel the account. Mr. Novak replied to the notification with an expressed disapproval towards our services because he felt “he was just throwing his money away”. Due to the severity of his concerns, our team provided him with a breakdown of the negative items the bureaus were working on and their status along with a summary of his consumer rights. We also mentioned that his scores could have been higher, but unfortunately he did not follow our recommendations to lower his revolving balances which prevent his scores from reaching their full potential. Even though his account had already been scheduled for cancellation per his request, we made him aware he would still have full access to all the data, features and benefits of his current and upgraded membership until 11/19/2023.On 11/20/2023, Mr. Novak contacted our office demanding that our company supplied him with specific information related to his credit file since he was in the process of doing his own research. We replied by reminding him that all this information, tools and resources were available in the client portal he had access to while his membership was active, however, he explicitly declined to log in because “it wasn’t worth it”. Even though we could no longer see the data since the limited power of attorney he had initially granted to our company in order to have complete access to his credit report had been officially revoked when he cancelled his account and we could no longer provide him with the personalized advice he was seeking, we still offered him general guidance and even forwarded a copy of the Fair Credit Reporting Act so that he could continue with this process on his own terms, which apparently lead to him writing this spiteful review sometime during Thanksgiving break.Our entire organization is owned and operated by an executive team composed of highly skilled and experienced individuals in the financial sector who have successfully helped thousands of consumers to monitor, improve and safeguard their credit report and scores over the last decade. Each member of our team is committed to uphold the highest level of quality and integrity in our industry.

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Overall Rating

Overall Rating
( 51 Reviews )
45
0
0
0
6

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