Innovative Mortgage Brokers

We were recommended by our Realtor to contact Brad Eskra at Innovative Mortgage Brokers after our prior lender kept having to restructure our loan over and over again to get us approved. That lender who was a direct lender, did not listen to our wants and needs as buyers and kept trying to fit a square into a circle by structuring the loan how he thought would be, "Best for us." After wasting our time with the prior lender and with our escrow contingencies quickly approaching, we felt extremely hopeless as we were going to lose our dream home. We reached out to Brad as a recommendation from our Realtor. Brad made himself available to us around the clock (literally) and worked tirelessly to fix this horrible situation that the prior lender put us in. The nice thing about working with Brad is he has access to multiple lenders, so he does not have to fit us into a proverbial box to get us approved. He was able to structure the loan how we originally wanted and got us approved; All while meeting the original escrow closing deadline! To say that Brad provided excellent customer service would be an understatement. Brad went above and beyond what I consider to be world class service. Brad stepped up and went to bat for us, and we were able to secure our dream home!
Oct 16th, 2023

We recently used Brad as our Mortgage Broker to purchase our first home. He came highly recommended to me by a close friend who has done dozens of transactions over the years... My friend said, "Shop around and when your done, call Brad last." With the advice, I shopped around and got an idea of what rates would look like for our situation, and finally I called Brad last. In our initial conversation with Brad he quoted us a rate that was lower than anyone else, and to top it off, his quote was with 0 points. Literally, everyone else quoted a higher rate which was only possible because they included buying points in their quotes. Needless to say, I was impressed. As first time home buyers we had a lot of questions for Brad and he took the time to answer all of them; even taking our calls after 7 or 8pm when it was most convenient for us. He wasn't pushy and had incredible respect for the budget we had set for ourselves. With our pre-qualification complete we started working with our realtor and viewing homes. Some time had passed and the rate situation had changed rapidly, but when we finally made an offer (which was accepted) Brad quickly worked to lock in the lowest rate possible. While we ultimately bought points, even with 0 points his rate was still almost 0.25% below what was advertised at the time. Our purchase took twice as long as expected due to the Sellers (and our rate lock had to be extended multiple times); but, Brad quickly responded at every turn to protect the deal, protect our interests, and help us save money. Brad easily went above and beyond anything I could have expected. After our experience, the level of service we received from Brad, and the amazing deal he worked out for us... It would be incredibly difficult to convince us to go with anyone else in the future. Thank you so much Brad! We look forward to working with you again in the future!
Oct 7th, 2021