Virgil E. Smith Insurance Services, Inc. is an independent insurance agency that opened its doors in 1988 and is located in Houston, Texas. Personal (Auto and Home) and Commercial Insurance is our most popular products offered, however, we also offer a wide variety of personal and property insurance as well. Being an independent insurance agency allows us to find you the best price. We have over 20+ carriers for personal insurance and over 100+ carriers for business insurance. We are a family owned business and have over 30 years of experience combined. We have the knowledge and experience to be your trusted insurance agency.