Ralph Gifoli - Citizens Bank, Home Mortgages

Our team of mortgage experts at Citizens Bank is committed to helping customers find the home loan solution thats right for them. Citizens Bank, N.A. is one of the nations oldest and largest financial institutions, with a nearly 200-year history of serving customers and communities. We offer a variety of programs: affordable home loans, government loans, jumbo financing, new home construction-to-permanent financing, and more. Whatever your mortgage needsbuying a home, building a home, or refinancing an existing mortgagewell provide answers and insights to guide you through the process, from application to closing.