Garner Insurance was founded in December 2010 by Terry Garner and is operated by the Terry R. Garner Agency, LLC. Owner Terry Garner is a native of Lancaster, Ohio and began his insurance career in 1982. Terry spent many years in management with Commonwealth Insurance and Western Southern before returning to his passion of working directly with customers specifically, focusing on their life insurance and annuity needs. Garner Insurance is an independent agency which offers a wide variety of insurance companies and all lines of property and casualty insurance, small commercial, life insurance and annuities. Our reputation is extremely important to us. You likely will not see our name on many billboards, but instead, we rely on customer referrals. Contact us to experience the difference in customer service!