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Coldwater is considered a Large Town with a population of 16,595 and 2,413 businesses. 19 in 2018 were added to the Coldwater Chamber of Commerce business directory which was more than 2017 which had 17.

The economy of Coldwater employs 10,405 people and has an unemployment rate of 4.3%. Some of the largest industries in Coldwater are Professional Services (202),Entertainment Agencies & Bureaus (71), and Restaurants (64).
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