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Carter Lake is considered a Small Town with a population of 3,787 and 214 businesses. 2 in 2018 were added to the Carter Lake Chamber of Commerce business directory which was less than 2017 which had 2.

The economy of Carter Lake employs 2,496 people and has an unemployment rate of 7.4%. Some of the largest industries in Carter Lake are Professional Services (17),Motels & Hotels (11), and Locksmiths (8).
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