The Mortgage Loan Guru! Residential Loans, Commercial Loans, Hard Money Loans - Fast Funding. Quick Approval.Emmanuel Fajardo (NMLS # 890310) is The Mortgage Specialist in the mortgage professional lending industry, with over 20+ years in experience. He specializes in all types of Mortgage Loans. Such as Residential Loans, Commercial Loans and Private Hard Money Loans. At The Mortgage Specialist, our mission is for everyone to be a homeowner, and provide you with 100% client satisfaction. With our wide-array of international buyers and investors, and many Florida natives looking for mortgage loans, we have the knowledge and expertise of all the intricacies of lending to anyone. Whether you are a First Time Home Buyer, Second Home Buyer, Real Estate Investor, Foreign National, or in need of a loan for a New Development Land, contact Emmanuel today to start your loan application process. We are dedicated to help you make the most informed mortgage decisions by carefully assessing your mortgage needs. Our promise is to work diligently to lead you right to the closing table! If you are in the market for a Mortgage Loan, contact us today.