American Financial Solutions

I was having some financial difficulties and needed help a couple of years ago and have been working extremely hard to get my credit rating up. For the most part I was happy with their services until today when I received an urgent email from American Financial telling me my account was delinquent. I checked my email confirmations and I made the payments to American Financial however they didn't make the payments to the creditors. So I have 2 delinquent accounts and my credit rating went from almost great to fair. Im so pised and all they did was offer me $80 credit which is 4 months service without a service charge from them which is $20 per month. Wow my years of hard work to get my credit rating up was for nothing. Thanks for screwing up my credit rating.
Mar 21st, 2022

We had so much credit card debt that we felt buried and our credit scores were awful. AFS put together a plan that we were able to afford. We paid off all of our debt early, and our credit scores imrpoved the whole time. I would highly recommend this service if you feel overhwlmed by debt. It was a great overall experience.
Feb 4th, 2022

They are willing to help your consolidate your debt for an affordable price they were very nice and understanding of my situation I'll give em a 10/10 and a five star rating
Nov 4th, 2021

Oct 24th, 2021

*Updated after talking with AFS. I was mis-informed about them holding onto my money, the 25 days was in reference to calendar not working days. I do owe them a thank you for helping out in my time of panic. Ok. I was served with papers because of a defaulted credit card. I panicked thought my only solution was to enlist the help of this profiteering company. Did they help in my panic? Yes. Have I payed some down towards my debits? Yes. Was it the smart move? Instead of no action yes, but hindsight is 20/20. What I wish I would have done is just CALLED MY CREDITORS and set up a payment plan and eliminated this middle company that has made $1350 just on their Monthly Service Fee. I finally asked a friend to help me understand my finances because I am not the most financially literate. I only wish I had done this sooner.
Oct 9th, 2021