Affordable Debt Consolidation, San Antonio, Texas

I tried to apply for debt consolidation loan with Navy Federal, where I have been banking for the last 15 years, but they denied me. They would not even lower my interest payments on the credit cards I had with them, and this was extremely frustrating as I have been with the credit union for so long and have always paid my bills on time. I tried a couple of other banks but was also denied. Affordable Debt Consolidation was able to get me approved with one of their partner lenders, so I was able to pay off all of my high-interest debt, including my Navy Federal credit cards. Very happy that they were able to help me when no one else would.
Jul 29th, 2021

Covid had caused a huge reduction in my income, and I haven't been able to pay my credit card debt which totaled about eighty thousand dollars. I had been living on savings and cashing some investments, which I knew would cause a problem if I tried to file bankruptcy. Citibank filed a lawsuit against me, so I knew there was no way I was going to qualify for any debt consolidation loan to pay off my debts, however, I was able to enroll in this program, and they took care of my lawsuit and saved me over ten thousand on the lawsuit alone. I didn't have to go to court or do anything. I am really amazed how much they saved me with the lawsuit, and they are settling my other debts for thousands less than the balances. This really is an amazing company, and if you need to eliminate debt, they will save you a ton of money.
Jul 28th, 2021

Before calling, I really didn't know what kind of programs were out there. There was no way I could keep paying my payments with the card interest rates were killing me and leaving me with barely anything left over. I tried to get a second job, but with young kids, there was no way I could manage it. The consolidation plan that affordable debt recommended cut my $2300 a month minimum payments to $820 a month, and it's going to get me out of debt in around 4 years. See if they can help if you need to get out of debt, it is the best program I found.
Apr 1st, 2021

Affordable Debt Consolidation has been completely honest with me from my initial consultation and throughout the entire process. COVID caused my hours greatly reduced for me and everyone at my company, making it only possible for me to about half of my credit cards which total a little over eighty-five thousand dollars. After missing payments, my interest rates all shot up to the high twenties, and there was no possible way for me to get ahead. I enrolled with another company and came to find out, which I was not told upfront, they wouldn’t do anything to stop twenty to thirty collection calls I was getting every day. I and did not feel comfortable with everything the other company told me, and I was considering bankruptcy, thinking that all of these debt relief companies are the same, but that is the furthest from the truth. I canceled with the other company, and they did give me all my money back, fortunately, and I thought I would try one more company before going the bankruptcy route. From my five minutes into the call, I could tell Affordable Debt Consolidation was different. They did not try to rush me into anything, and I spent a lot more time with their representative discussing my situation and my goals. Long story short, I enrolled with a lower monthly payment compared to the company I was enrolled in before, and about two weeks after I started the program, the calls stopped. So far, two of my Capital One Cards, a Chase card, and a BBVA account have all been settled for forty-five and fifty percent of what I owed. They sent me the agreements from the creditors immediately after they were paid off in full with a reduced balance. The service really works, and I have been very happy with every interaction. I very highly recommend this company if you are in a situation like mine with too much debt. They truly do exactly what they say they are going to do.
Mar 25th, 2021

We have been trying to pay down our high interest credit card debts so we could put more money toward retirement, but it was going to take at least 20 years to do so. Affordable Debt Consolidation put us on a plan to eliminate our debt in 3 years for a lot less than we were paying to the credit cards.
May 24th, 2020